Appraisal services for West Hollywood and Los Angeles County homeowners

See the top 7 reasons why CA homeowners need Spachuk Realty & Appraisals Inc.:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a CA divorce, where property needs to be divided
Settle an estate in CA by determining the true market value of real estate in question

Own a house in or near West Hollywood, CA and need help deciding the value of it?
Contact Spachuk Realty & Appraisals Inc..

At Spachuk Realty & Appraisals Inc., we understand the special needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. Being a person not in the real estate industry that most likely doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Spachuk Realty & Appraisals Inc., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other houses close by. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Spachuk Realty & Appraisals Inc. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Spachuk Realty & Appraisals Inc. can provide you with an expert appraisal that will help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for preciseness? An appraiser from Spachuk Realty & Appraisals Inc. can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Spachuk Realty & Appraisals Inc. can help you with that. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.